Terms of Use

You admit and accept that My Finance Cafe owns entire legal rights, title and interest in and to the products and/ or services, comprising any intellectual property rights which exist in the products and/ or services (whether those rights are registered or not, and wherever in the world those rights exist).

You may NOT copy, create a derivative work from, change, reverse assemble, reverse engineer, or otherwise try to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the products and/ or services.

• No use of trademarks, logos, service marks, domain names, or other brand features
• No obscuring of proprietary rights notices (including trademark and copyright notices)
• No transmitting or copying any of the products and/ or services

Access to and use of this Website or Mobile application is subject to our privacy policy & these terms of use. By accessing this Website or Mobile application you agree to act in accordance with these terms of use and our Privacy Policy.

If you violate any term of these term of use, your right to access and use this Website or Mobile application shall end instantly.

We reserve the right to change these terms of use from time to time without notice by changing this page. The changed ToU will be effective from the day they are posted on this Website or Mobile application.

• Review regularly: As these ToU may be changed from time to time, you must examine them regularly whenever you visit.
• Ongoing use will constitute your acceptance of the amended Terms of Use.

The Service is not available to minors below the age of 18 or to any users suspended or removed from the system by My Finance Cafe for any cause.

• No multiple accounts: Users may not have over one active account.
• No trading: Prohibited from trading, selling, or otherwise transferring their accounts to another party.
• If you are not eligible, you may not use the Service or this Website or Mobile application.

We offer an independent online service which allows you to research, compare and buy financial and other products or services provided by third parties whilst using this Website or Mobile application.

• Comparison service is free for you to use, though you are liable for obtaining access (third-party fees may apply).
• Mobile app — accessible by Business Associates to refer a lead, check scoreboard, process applications, earnings & status.
• We receive fees/commissions from third party product or service providers when you use our service to buy products or services.

We do not charge you any fees or commissions for this service, though, we may gather minimum fees and/or charges from you for certain specialized services or in case of certain special situations or otherwise, for which we will keep you informed well before collecting such charges and/or fees.

By making use of this Mobile application or website and furnishing your personal/contact details, you hereby agree that you are interested in availing and buying the services that you have chosen.

• Contact: You agree that My Finance Cafe may contact you either electronically or through phone, to know your interest in the chosen products and services.
• Promotional materials: You accept to receive promotional materials and/or special offers from My Finance Cafe through email or SMS.
• If you do not agree with this term of use, please do not use this Website or Mobile application.

Please be aware that information given on this Website or Mobile application is offered for general information purposes only and must not be relied upon by you.

• Always examine the correctness, accuracy and appropriateness of the product or service that is of interest to you.
• Independent professional recommendation: We recommend that you look for independent professional recommendation before you obtain any product or service via this Website or Mobile application.

From time to time, this Mobile application or website may also include links to other Website or Mobile application. These links are offered for your ease to provide you with further information. We do not hold ourselves liable for the content or correctness or adequacy reliability of the linked website or Mobile application(s).

Sponsorship & Advertising: Sponsors & Advertisers are liable for guaranteeing that material submitted for inclusion on the Website or Mobile application is correct and complies with applicable laws. We will not be liable for the illegitimate of or any error or incorrectness in advertisers' or sponsors' materials.

We aim to offer continuous access but we give no warranty as to the constant availability of this Website or Mobile application. We reserve the right to restrict, suspend or terminate your access at any time.

• Right to change: We reserve the right to add, change, delete, edit, remove or change any information, content, material or data shown on this Website or Mobile application without notice.
• My Finance Cafe shall not be liable if any database/ information/ page is printed/ statement from the Website or Mobile application and after downloading / printing/ complete/partial, text/information is changed/ removed/ obscured.

You are only allowed to access and use this Website or Mobile application for your personal, non-commercial purposes — meaning this Website or Mobile application may only be accessed and used directly by a private individual or by a business to look for a product or service directly for that individual or business and on their own behalf.

Any unauthorized use by you or any illegitimate or illegal activity by you in or for this Website or Mobile application shall remove the permission or license granted to you by My Finance Cafe to use this Website or Mobile application and may give rise to a claim for damages and/or be a considered criminal offence.

• Linking policy: You may run a link to this Website or Mobile application provided you do so in a way that is fair and legitimate and does not harm our reputation or take benefit of it, as determined by us.
• No endorsement: You should not operate a link to this Website or Mobile application in such a way as to recommend or implicit any form of connection, approval or endorsement by us.
• We reserve the right to need you to instantly remove any link to this Website or Mobile application at any time and we may withdraw any linking permission at any time.

The copyright in the information, material, content, or data shown on this Website or Mobile application belongs to us or our licensors or our licensees or authorized or permitted agents/members.

• Personal use: You may temporarily print, download, copy, store or store extracts of content material, information, or data displayed on this website or mobile application for your own personal use but must not be used for any commercial purpose.
• Protected: The mobile application or website contains material which is owned by or licensed to us and are secured by copyright.