What is Zero Depreciation (Zero Dep) car insurance?

Zero Dep coverage ensures that the insurer pays 100% of the replacement cost of vehicle parts without deducting depreciation in the event of an accident claim.

Can I transfer my No Claim Bonus (NCB) to a new policy?

Yes, No Claim Bonus belongs to the policyholder, not the vehicle. You can transfer up to 50% accrued NCB discount when renewing or purchasing a new policy.

How does cashless claim settlement work?

Simply take your vehicle to any of our 5,000+ network cashless garages. The repair bill is settled directly between the insurer and garage.

Protect your car with the right car insurance cover

Quick Policy Issuance Cashless Garage Network Useful Add-on Covers

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Car Insurance plans with comprehensive protection

Car Insurance For Every Protection Need

Comprehensive Cover

Protect against own damage and third-party liabilities

Third-Party Cover

Mandatory protection against third-party liabilities

Own Damage Cover

Cover accidental damage, theft, fire and disasters

Zero Depreciation Add-on

Reduce depreciation deductions during eligible claims

Why you'll love MyFinanceCafe for Car Insurance?

Total protection on the road with instant policy issuance, cashless network garages, and zero hassle claims.

Save Up to 85% on Premiums

Compare top insurers to get comprehensive cover at unbeatable prices.

5,000+ Cashless Garages

Pan-India authorized network for fast cashless repairs & claims.

Zero Depreciation Cover

Get 100% claim payout on parts without depreciation deductions.

Instant Digital Policy

Buy or renew in 2 minutes with no inspection & zero paperwork.

Numbers You Can Trust

15+

Insurance Partners

100+ Crore

Motor Cover Facilitated

10000+

Happy Drivers

What Our Customers Say

Rajesh Khanna

HDFC ERGO

I compared car insurance plans, IDV and add-ons easily and renewed my policy without confusion.

Ritu Sharma

ICICI Lombard

The team explained comprehensive cover and zero depreciation clearly and helped issue the policy quickly.

Frequently Asked Questions

Disclaimer: MyFinanceCafe is a digital financial facilitation marketplace and advisory platform. Loan disbursal, interest rates, and loan terms are determined solely by lending partner Banks and NBFCs at their discretion based on borrower credit profile. Insurance policies are underwritten by IRDAI-registered insurance companies. We do not charge borrowers any upfront cash fees for loan approvals.