Getting a personal loan has never been easier

Best Interest Rates Effortless Applications Expert Service

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Personal Loans starting as low as 10.75%

Personal Loans For Your Personal Needs

Higher Education

Give your career a boost and secure your future

Big Fat Indian Wedding

For that fairy-tale wedding you've dreamed of

Home Renovation

Give your home the face-lift it deserves

Any Other Splurges

Plan a holiday, get that gadget and more.

Why Choose myfinancecafe?

01

Best Interest Rates

Compare and choose loans from over 20 lenders

02

Pre-Approved Offers

Check your eligibility and EMIs before you apply

03

Money In the Bank in 24 Hrs

Quick and hassle free application. Instant processing.

04

Relationship Manager Only for You

Benefit from expert service personalised for you

Numbers You Can Trust

3500+ Crores

Loans Disbursed

220,000

Customers

20+

Top Class Lenders

What Our Customers Say

Akhilesh Yadav

HDFC Bank

This was my first personal loan and it was a complete breeze. I`ll be taking all my financial products from Rubique now.

Vinay Lokahare

ICICI Bank

I got a great rate on my loan thanks to Rubique. Really fast service too. I love how I could track my application without having to follow up with anyone.

Frequently Asked Questions

01

How can I apply for personal loan?

You can do it online or by contacting our call centre. One of our experts will contact you to provide information about available options and process your application.

02

How do I know if I am eligible for loan?

The eligibility criteria varies across banks and NBFCs. Your age, income, credit history, employer or business profile and current obligations can affect eligibility.

03

How do I know my personal loan eligibility amount?

Ideally, you should borrow only as much as you can pay back comfortably. The EMI should preferably not exceed your disposable income.

04

What is the difference between fixed and floating interest rates?

A fixed rate stays constant through the loan tenure, while a floating rate can change based on market or lender benchmark movement.

05

What interest rate is usually applied to Personal Loans?

Personal loan interest rates vary by lender and borrower profile, including income, employment type, credit score and repayment capacity.