What types of properties are accepted for LAP?

Residential, commercial, and select industrial properties with clear legal title are eligible for Loan Against Property.

What is the maximum Loan-to-Value (LTV) for LAP?

You can secure up to 70% of the market value for residential property and up to 60% for commercial property.

Unlock your property value with an easy LAP

High Loan Amount Long Tenure Attractive LAP Rates

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Loan Against Property with flexible tenure and attractive rates

Loan Against Property For Every Funding Need

Residential Property LAP

Use your residential property to access funds

Commercial Property LAP

Raise funds against shops, offices or commercial space

LAP Balance Transfer

Transfer your existing LAP for better terms

Top-up On LAP

Get additional funding on your existing LAP

Why you'll love MyFinanceCafe for Loan Against Property?

Unlock the true market value of your property with higher loan amounts and comfortable tenures.

High Loan-to-Value (LTV)

Sanctions up to 75% of property market value up to ₹15 Crores.

Lower Interest Rates

Secured rates starting lower than standard unsecured personal loans.

Long Flexible Tenures

Repayment tenures extending up to 20 years for easy monthly EMIs.

Multi-Property Eligibility

Accepted on residential, commercial, industrial & rented plots.

Numbers You Can Trust

15+

Bank & NBFC Partners

100+ Crore

Loans Disbursed

10000+

Happy Customers

What Our Customers Say

Amit Verma

PNB

I was able to unlock the value of my property with ease. Best loan against property rates in the market.

Kavita Reddy

HDFC Bank

A hassle-free experience for my LAP application. The property valuation and approval were quick.

Frequently Asked Questions

Disclaimer: MyFinanceCafe is a digital financial facilitation marketplace and advisory platform. Loan disbursal, interest rates, and loan terms are determined solely by lending partner Banks and NBFCs at their discretion based on borrower credit profile. Insurance policies are underwritten by IRDAI-registered insurance companies. We do not charge borrowers any upfront cash fees for loan approvals.