How much term life insurance cover should I choose?

Financial planners recommend choosing a life cover of at least 15 to 20 times your current annual income to secure your dependents completely.

What is a Critical Illness Rider in Term Insurance?

A Critical Illness Rider provides a lump-sum cash payout upon diagnosis of 30+ life-threatening illnesses such as heart attack, cancer, or kidney failure.

Protect your family with the right term insurance

High Life Cover Affordable Premiums Flexible Policy Options

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Term Insurance plans with high cover and affordable premiums

Term Insurance For Every Life Stage

Pure Term Cover

High life cover at minimal premium for pure protection

Return of Premium

Get your entire premium back if you survive the policy term

Critical Illness Cover

Financial protection against major illnesses and medical costs

Whole Life Term

Lifelong coverage up to age 99 or 100 with guaranteed payouts

Why you'll love MyFinanceCafe for Term Insurance?

Pure financial security for your dependents with ₹1 Crore+ life cover starting from just ₹450/month.

High Cover, Low Premiums

Get ₹1 Crore to ₹5 Crore life cover at pocket-friendly monthly premiums.

Critical Illness Cover

Immediate cash payout upon diagnosis of 30+ critical illnesses or disability.

Return of Premium (TROP)

Option to get 100% of all paid premiums back if you survive policy term.

99%+ Claim Settlement

Partnered with India's top life insurers with fast 1-day claim settlement.

Numbers You Can Trust

15+

Insurance Partners

100+ Crore

Life Cover Facilitated

10000+

Happy Policyholders

What Our Customers Say

Suresh Sharma

HDFC Life

Found the right 1 Crore term plan at an unbelievable premium rate. Excellent guidance!

Ananya Sen

ICICI Prudential

Smooth process from quote comparison to policy issuance. Highly recommended.

Frequently Asked Questions

Disclaimer: MyFinanceCafe is a digital financial facilitation marketplace and advisory platform. Loan disbursal, interest rates, and loan terms are determined solely by lending partner Banks and NBFCs at their discretion based on borrower credit profile. Insurance policies are underwritten by IRDAI-registered insurance companies. We do not charge borrowers any upfront cash fees for loan approvals.